How greedy, fat-cat banks are stealing huge chunks of your money, without you knowing - and how you can stick a thumb in their eye and snatch back what is rightfully yours!!

If you are a company or individual who buy or sell abroad you will be steaming mad by the time you finish reading every word on this page.

No matter if you're:

• paying suppliers
• receiving customer payments
• buying property abroad
• importing goods
• making a one-off purchase...

...arrogant banks are skimming away massive sums of your money - without even telling you.

In a moment, you will discover how you can fight back against these financial bullies and hit them where it hurts the most. First I have a question for you...

...When you think about banks, when you think about their behaviour over the last few years, when you think about the crisis this country faces right now, do you feel just a little bit sore....?

Yup, a bit of an understatement eh...? If you're like me, you're absolutely seething with the current state of affairs and the massive role some banking giants played in bringing us to our knees.

I don't know about you but if I were sat across from one of those grinning bank bosses, it would take every ounce of strength I had not to reach over the table, grab a fist-full of his collar and slap his gloating chops.

But of course, violence is never the answer. There is a much better way for all of us to get even with them. More on that in a moment. Before that, you need to know exactly...

...How You Are Being Burned With Thousands of Pounds of Hidden Charges That Banks Will Never Even Tell You About.

Stop!! Every time you make a payment abroad through your bank, the bank skims off 3%, 4%, sometimes 5% of the gross value of the transaction.

How do they do it...? Simply: banks give you a stinker of an exchange rate.

For every currency, there is an exchange rate in the market which changes from minute to minute. When you send money abroad, the bank takes the market exchange rate at that moment, takes off their 3, 4 or 5% and gives you the duff exchange rate instead.

For example, at this very moment the latest market exchange rate for the Euro to Pound is 1.2394.

Let's take the best case scenario: if you were to instruct the bank at this moment to send Euros, they would take the rate of 1.2394, take off 3% and instead give you a rate of 1.2022

What does this mean in pound note terms...?

• If you wanted to send £10,000 as a Euro payment, instead of getting around 12394 Euros for your money, you will get only 12022 Euros - the bank keeps the difference of 372 Euros (£300) of your money.
• On a £100,000 payment, the bank keeps 3720 Euros (£3000) of your money.
• On a £1million payment, the bank keeps 37200 Euros (£30000) of your money.

...every single time you make a payment.

A £1million payment, once a month for a year and that's around £360,000 banks take from you.

And then, to add insult to injury the bank will also charge you an additional £25 to £30 fee each time for the privilege of performing your international transaction!!

How on earth do they get away with this daylight robbery...? Quite simply because they can!! If you're like me, in the past it has always been natural when considering money and payments, to automatically think "bank". That's how they take advantage of you.

Now, I understand at this moment you are feeling very betrayed by your bank and finding it hard to accept what they have been doing to you. Just in case there is any doubt left in your mind, below is a screen print taken a few days ago of the exchange rates from a leading high street bank (actually one of the better ones). And these are their best rates, for corporate customers:

For example, look at the screenshot above for the Euro rates banks quote from a few days ago. i.e. 1.2579 / 1.1966. From these two rates, the true market rate midway between these two quotes is 1.2273. But if you want to buy Euros, the bank would only sell them to you at 1.1966, which is a massive 2.5% away from the mid-point market rate.

Astonishing, right...?

But what can you do about it...?

Well you could sit in one of the bank's call queues for ages getting angry, howl at a call centre assistant for better rates and see what happens...

...but please allow me to save you the time, trouble and stress: no matter how reasonable you are or how loud you scream, the bank will not budge an inch. They have their rules, their regulations and their policies. And they aint changing any of that for anybody, any time soon. The result: you lose out to the big-boys again.

But, there is a way to thrash them at their own game...

How to Slam The Door Shut, So Greedy Banks Can No Longer Syphen Away Your Hard-Earned Cash

The easy way to beat the banks is this: stop using your bank for international transfers. Simple.

So how can you make or receive international transfers instead..?

Here at Click 4 Currency, we offer you a money conversion and payment facility which simply obliterates the banks in terms of rates, service and speed. We believe you should have access to a fair rate of exchange, instead of paying huge sums of your money to your bank for nothing. Don't you agree...?

When you use Click 4 Currency for your international transfers, you will:

• Save up to 4% of the gross value of your transaction
• Pay zero commissions and zero charges on all transfers over £5,000.
• Receive free wire transfer of your converted funds to any bank account worldwide.

Bullet-proof Technology and Security for You

Above all else, the security of your funds is critically important. For the few short minutes your funds are with us they are held safely and securely with Barclays Bank in segregated client accounts.

What does "segregated accounts" mean to you...? Under English law, this means your funds are legally protected for you and legally separate from Click 4 Currency's own business accounts. It is impossible for anyone else to claim against your 100% secure, ring-fenced funds.

Click 4 Currency is regulated by HM Revenue & Customs, under the Money Laundering Regulations 2003.

Click 4 Currency Limited is registered with the Financial Services Authority (FSA) as a Payment Services Firm, reference 525873.

Rest assured that we have all the very latest cutting edge technology, security, encryption and safeguards in place, so you can lay back, relax and be thrilled by the best exchange rates available in the market.

Frequently Asked Questions

How are you able to buy currency cheaper than the bank...?

We cannot buy currency cheaper than the bank, in fact banks can buy it slightly cheaper than we can. The difference is, whatever rate the bank buys at, they take out their 3%, 4% or %5 and then give you this duff rate instead. We believe this is unfair to you and so we give you a much better deal.

How do the banks get away with these large hidden charges...?

Banks get away with these hefty hidden charges because banks think you are too lazy or uninformed to change the way you do it. They are betting you will keep on doing it the way you have always done it.

Are you replacing the bank, i.e. do we have to move all our accounts and money over to Click 4 Currency...?

We are not replacing the bank and we do not offer banking facilities. You continue to keep all your existing bank accounts as you choose. All we do is replace the bank for international payments. You send us only the exact amount required to pay for the currency amount you want to send as a payment.

How are you able to offer better rates than the bank, are you doing it differently....?

We are buying currency in the same way as the banks. Banks have expensive high-street premises, thousands of employees and a huge advertising budget to support. By keeping our costs and overheads to a minimum, we are able to severely undercut the exchange rates banks give.

Are there any other hidden charges with you...?

On payments of £2,500 or over there are no costs, charges or commissions whatsoever. On payments under £2,500 we pass on the small charge that we incur in sending the international payment. The maximum of this charge is £12. There are no other costs or commissions at any time.

How long is my money with you...?

That depends on when you want the international payment to be made. If you want the payment to be made the same day, then we transmit your international payment within minutes of your funds arriving with us. We are guided by you.

Can you convert any currency...?

We can make or receive a payment in every freely traded currency worldwide. The only currencies we cannot deal in are those where the country has imposed strict foreign exchange controls and do not allow their currency to be sent out of the country or brought into the country.

How does Click 4 Currency make their money...?

Whereas the banks buy at a certain exchange rate and then take off and keep their 3 to 5%, Click 4 Currency takes off only a tiny fraction of a percent to cover our costs and overheads. Quite simply: this is much fairer to you.

If I have accounts in different currencies in the same country can I use Click for Currency to transfer funds between these accounts...?

Absolutely. As crazy as it seems, even if your two accounts are held at the very same bank in the same country, you will still make the same large saving by using Click 4 Currency to transfer between the two accounts. During a transfer, banks still take their 3 to 5% off the exchange rate even if they hold both your bank accounts.

How can I be sure what you're telling me is true...?

Do not believe a word we say without proof. There is one simple way to check it out: Call the bank now. Ask them for their exchange rate for your chosen currency. Call us and compare the two rates. You will be astonished - we guarantee it.

There must be some risk involved. Could I lose everything...?

With Click 4 Currency, there are no risks whatsoever, either to your funds, our funds or the bank's funds. Once you have ordered your required currency with us, the exchange rate is fixed on the spot and it does not matter which way the currency markets move afterwards.

And no matter what happens to Click 4 Currency, because your funds are held in segregated client accounts, under English Law, your funds are legally ring-fenced and protected from Click 4 Currency as a business and any of it's creditors.

Where do I send the funds so that Click 4 Currency can convert them...?

We have separate bank accounts in every currency, so it depends on which currency you currently have. Once you have agreed a deal with us to buy your chosen currency, we will give you the correct bank account and sort code to send the payment to us.

So how does the process work from beginning to end...?

• Step 1: before you can place your first order register here and minutes later you are active.
• Step 2: You call us to get a live dealing rate.
• Step 3: You approve the rate and we deal.
• Step 4: You send us the funds to cover your transaction within 24 hours.
• Step 5: As soon as your payment arrives, we send your converted funds to any bank account you choose worldwide.

Now, there is something I know about you...

...Since you've read this far, you've already proven you're a 'cut above' the masses. Most will just glance over a page and then blindly surf on, but you're different. You're reading every last word because you have recognised a basic truth on this page: that banks are treating you disgracefully and you've had just about as much as you can take.

Those sceptics who could not spot a great deal if it ran up and slapped them in the face, clicked out way up top. They continue to be canon-fodder for the banks and pour their hard-earned cash down the drain for no reason. Their loss.

Banks are betting you will do nothing so they can continue to fleece you for years to come. But you are better than that. You follow through. You stick at it and that is why you succeed ahead of others.

Take the next simple step right now. It takes 1 minute and does not obligate you to anything. To get started, register here now.

Paul Handforth
Managing Director

P.S.It's time to fight back against the banks right now and stop them from sucking huge chunks of your money from your grasp. Start here now

P.P.S. No matter what exchange rate you are currently getting, our rate is better. Call now to get a free instant rate quote.